Savings

Choose the account that meets your needs.  We offer various types of savings options including Certificate of Deposits, Individual Retirement Accounts and Health Savings Accounts.

Choose from a variety of Certificates of Deposit with various terms that may offer a higher yield than other savings instruments, along with the safety and security of FDIC insurance.

Individual Retirement Accounts (IRAs) help you build retirement income with the benefit of deferred taxation. In addition, your IRA contribution may be tax-deductible. (Consult a tax adviser). 1st United Bank has two IRA options – Certificates of Deposit and IRA Savings – both with competitive rates.

Health Savings Accounts are a type of savings account that allows you to set aside money on a pre-tax basis to pay for qualified medical expenses.  Not only do they enable you to save money for medical expenses - they put money in your pocket as well through tax savings.   A Health Savings Account can be used only if you have a High Deductible Health Plan (HDHP).  

Additional terms:

Set-up fee of $10- waived with a direct deposit

Closing fee - $25