Small business owner in a meeting with a loan officer

Business Loans

Our commercial lenders are experienced at finding the right loan for you.

We feel we are not successful unless your business is successful.

  • SBA 504-Generally used to purchase a building and fixtures for a new or expanding business. Down payments as low as 10%
  • SBA Guaranteed Loans-Generally used for business startups and expansions
  • Commercial Real Estate Loans
  • Equipment Loans
  • Lines of Credit
Our experienced lenders will be able to find the best program for you. Provide us with:

  • 3 Years Income Tax Returns
  • Year end and Year to Date Balance Sheet and Income Statement
  • Current Checking Statement
And we will be happy to provide you with a proposal.

Construction Lending

1st United Bank is the expert at helping builders who are looking for primary or additional sources of financing.
Depending on your needs, we offer:

  • Pre-sold, Spec or Model
  • Loan maximum 70% of Sworn Construction Statement Hard Costs
  • Fund 100% of the lot price with loan funds
  • Interest payable monthly advanced from the interest reserve
  • 6 month term with consideration for longer terms
  • Low rate and fee structure
  • Fast closings

Dave Green

Pam Elzen
Headshot of Pam Elzen

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