Rates

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Description	Minimum	Tier	Deposit Rate	APY*
Loyalty Rewards	$100	$0-$10,000	1.74%	1.75%**
		$10,000.01 - $20,000	1.83%	1.85%**
		$20,000.01 - $40,000	1.98%	2.00%**
		$40,000.00 and over	.25	.25%**
Merit Club Checking	$100	$0 - $999.99	None	None
		$1,000 - $4,999.99	.05%	.05%
		$5,000 - $24,999.99	.05%	.05%
		$25,000 and over	.10%	.10%
Statement Savings	$100	None	.05%	.05%
Youth Savings	$25	None	.05%	.05%
Community Savings	$1000	$0 - $999.99	.05%	.05%
		$1000 - $24,999.99	.05%	.05%
		$25,000 - $49,999.99	.05%	.05%
		$50,000 and over	.10%	.10%
Health Savings	None	$0 - $999.99	.05%	.05%
		$1,000 - $4,999.99	.05%	.05%
		$5,000 - $14,999.99	.10%	.10%
		$15,000 and over	.10%	.10%
IRA Savings	None	None	.50%	.50%
Certificates of Deposit	Contact a Banker

*Annual Percentage Yield (APY) is accurate as of 08-01-17 and may change daily. Fees could reduce earnings.

**Tier 1 APY with 10 POS transactions, Tier 2 APY with 15 POS transactions and a combined balance of $10,000 or more in a savings or a loan, Tier 3 APY with 20 POS transactions and a combined balance of $20,000 or more in a savings or a loan. Tier 4 APY if over tier but do not qualify for the next tier.