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    1st United Bank has undertaken several initiatives in the last year to provide our customers with the best products and services available. We have also maintained the program excellence that our customers deserve and have come to expect. 
    During this period we introduced our KASASA products and started United Investment Group. 
    KASASA provides high interest rates along with other rewards (i.e. refunded ATM fees) on our checking accounts when easy to obtain criteria are met. 
    United Investment Group provides additional products to the ones traditionally offered by a bank. Bonds, mutual funds, stocks, stock funds, annuities are only a small listing of the products offered by our investment group. If you think that you are not getting enough from your certificate of deposits or if you have an investment advisor/broker who doesn’t spend time with you in going through your goals and explaining strategies for a comfortable retirement; you should talk to the people at our investment center for alternatives designed with your risk tolerance and life goals in mind. They will spend time with you. 
    I am very excited about the initiatives that we have brought into our bank this year. I am also very proud that 1st United Bank remains the leading SBA lender in the area. We have saved business customers thousands of dollars using the SBA 504 programs. We have assisted people in starting their own businesses using the SBA 7A programs. We have also assisted many existing businesses in saving money by restructuring or adding on to their businesses by using these programs.  
    Last, but not least, I am excited about how 1st United Bank and its employees have given back to the community. Volunteering and donating is part of the fabric that holds the bank together. What we do to make Faribault a better place is to help our customers succeed. There is no better feeling in the world. 
    Thank you for being part of our family. 
    Gene H. Buhr 

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